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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,454 | $83,337+250.9% | $67,834+331.1% | $273,972+6.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 11.52% | 259.45%-247.9pp | 138.47%-126.9pp | 41.46%-29.9pp |
| Employer contribution / active EE | $5,009 | $3,287+52.4% | $2,403+108.4% | $4,869+2.9% |
| Participant deferral / active EE | $9,526 | $4,088+133.0% | $3,160+201.5% | $5,287+80.2% |
| Admin fee / account holder | $1,400 | $6,752-79.3% | $4,622-69.7% | $10,133-86.2% |