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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,257 | $105,198+17.2% | $159,455-22.7% | $85,856+43.6% |
| Participation rate | 84.6% | 75.8%+8.8pp | 82.8%+1.8pp | 69.3%+15.3pp |
| Annual return | 9.95% | 45.08%-35.1pp | 263.63%-253.7pp | 318.58%-308.6pp |
| Employer contribution / active EE | $2,879 | $3,319-13.2% | $4,830-40.4% | $2,565+12.2% |
| Participant deferral / active EE | $3,687 | $5,946-38.0% | $7,353-49.9% | $3,952-6.7% |
| Admin fee / account holder | $5,570 | $6,934-19.7% | $10,800-48.4% | $6,261-11.0% |