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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,213 | $98,776+23.7% | $149,745-18.4% | $79,856+53.0% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.6%+19.2pp |
| Annual return | 8.77% | 27.38%-18.6pp | 276.72%-267.9pp | 31.71%-22.9pp |
| Employer contribution / active EE | $2,299 | $3,217-28.5% | $4,646-50.5% | $2,471-7.0% |
| Participant deferral / active EE | $2,990 | $5,681-47.4% | $6,843-56.3% | $3,741-20.1% |
| Admin fee / account holder | $6,368 | $6,053+5.2% | $9,312-31.6% | $5,306+20.0% |