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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,700 | $134,001+34.8% | $112,258+61.0% | $134,509+34.3% |
| Participation rate | 34.8% | 78.6%-43.8pp | 75.1%-40.3pp | 81.2%-46.4pp |
| Annual return | -16.53% | 47.15%-63.7pp | 27.47%-44.0pp | 418.13%-434.7pp |
| Employer contribution / active EE | $2,182 | $4,039-46.0% | $3,636-40.0% | $4,741-54.0% |
| Participant deferral / active EE | $2,183 | $5,291-58.7% | $4,728-53.8% | $6,400-65.9% |
| Admin fee / account holder | $6,050 | $7,491-19.2% | $6,411-5.6% | $11,427-47.1% |