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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,587 | $97,729+86.8% | $83,830+117.8% | $135,379+34.9% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | 7.82% | 1287.52%-1279.7pp | 850.97%-843.1pp | 519.79%-512.0pp |
| Employer contribution / active EE | $2,431 | $4,222-42.4% | $3,631-33.1% | $4,779-49.1% |
| Participant deferral / active EE | $2,431 | $4,683-48.1% | $4,082-40.5% | $5,609-56.7% |
| Admin fee / account holder | $909 | $6,674-86.4% | $5,479-83.4% | $10,828-91.6% |