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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,071 | $125,758-35.5% | $170,004-52.3% | $75,173+7.8% |
| Participation rate | 67.5% | 83.6%-16.1pp | 87.0%-19.5pp | 67.2%+0.3pp |
| Annual return | 16.67% | 27.20%-10.5pp | 53.39%-36.7pp | 160.65%-144.0pp |
| Employer contribution / active EE | $1,620 | $4,615-64.9% | $6,786-76.1% | $2,670-39.3% |
| Participant deferral / active EE | $3,741 | $6,837-45.3% | $10,408-64.1% | $4,126-9.3% |
| Admin fee / account holder | $3,802 | $8,173-53.5% | $12,816-70.3% | $5,651-32.7% |