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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,014 | $110,083-40.0% | $151,645-56.5% | $68,490-3.6% |
| Participation rate | 67.9% | 84.0%-16.1pp | 87.5%-19.6pp | 67.9%0pp |
| Annual return | -14.34% | -10.12%-4.2pp | 3.34%-17.7pp | -7.85%-6.5pp |
| Employer contribution / active EE | $1,865 | $4,470-58.3% | $6,165-69.7% | $2,597-28.2% |
| Participant deferral / active EE | $4,172 | $6,526-36.1% | $8,363-50.1% | $4,028+3.6% |
| Admin fee / account holder | $1,383 | $7,718-82.1% | $11,614-88.1% | $5,403-74.4% |