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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,766 | $78,670-58.4% | $109,173-70.0% | $85,847-61.8% |
| Participation rate | 75.0% | 68.3%+6.7pp | 75.9%-0.9pp | 69.3%+5.7pp |
| Annual return | 14.82% | 25.09%-10.3pp | 25.75%-10.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $2,216 | $2,734-19.0% | $3,723-40.5% | $2,565-13.6% |
| Participant deferral / active EE | $2,520 | $3,467-27.3% | $4,654-45.8% | $3,952-36.2% |
| Admin fee / account holder | $1,285 | $5,469-76.5% | $6,755-81.0% | $6,261-79.5% |