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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,545 | $65,367-67.0% | $92,915-76.8% | $72,976-70.5% |
| Participation rate | 56.3% | 68.3%-12.1pp | 76.0%-19.8pp | 69.5%-13.2pp |
| Annual return | 30.87% | 42.11%-11.2pp | 109.45%-78.6pp | 81.02%-50.1pp |
| Employer contribution / active EE | $1,774 | $2,594-31.6% | $3,653-51.4% | $2,440-27.3% |
| Participant deferral / active EE | $2,413 | $3,128-22.9% | $4,238-43.1% | $3,608-33.1% |
| Admin fee / account holder | $0 | $4,251-100.0% | $5,796-100.0% | $5,124-100.0% |