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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,779 | $223,823-9.4% | $211,142-4.0% | $154,746+31.0% |
| Participation rate | 75.0% | 87.9%-12.9pp | 87.3%-12.3pp | 80.7%-5.7pp |
| Annual return | 19.77% | 50.39%-30.6pp | 46.84%-27.1pp | 172.34%-152.6pp |
| Employer contribution / active EE | $2,588 | $6,787-61.9% | $6,442-59.8% | $4,379-40.9% |
| Participant deferral / active EE | $11,122 | $9,750+14.1% | $9,284+19.8% | $6,730+65.3% |
| Admin fee / account holder | $2,220 | $19,707-88.7% | $19,076-88.4% | $14,365-84.5% |