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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,663 | $185,883-23.3% | $170,043-16.1% | $139,466+2.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.28% | 60.54%-48.3pp | 53.40%-41.1pp | 373.66%-361.4pp |
| Employer contribution / active EE | $3,002 | $7,596-60.5% | $6,790-55.8% | $4,754-36.8% |
| Participant deferral / active EE | $10,901 | $11,626-6.2% | $10,410+4.7% | $6,712+62.4% |
| Admin fee / account holder | $748 | $15,393-95.1% | $12,824-94.2% | $11,409-93.4% |