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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,049 | $167,533-30.7% | $151,645-23.5% | $134,545-13.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -17.83% | 7.81%-25.6pp | 3.34%-21.2pp | 418.37%-436.2pp |
| Employer contribution / active EE | $2,754 | $6,828-59.7% | $6,165-55.3% | $4,742-41.9% |
| Participant deferral / active EE | $5,624 | $8,985-37.4% | $8,363-32.7% | $6,401-12.1% |
| Admin fee / account holder | $593 | $13,781-95.7% | $11,614-94.9% | $11,431-94.8% |