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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,779 | $209,336-3.1% | $197,124+2.9% | $137,256+47.7% |
| Participation rate | 75.0% | 87.3%-12.3pp | 86.7%-11.7pp | 80.0%-5.0pp |
| Annual return | 19.77% | 48.09%-28.3pp | 44.34%-24.6pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,588 | $6,591-60.7% | $6,227-58.4% | $4,156-37.7% |
| Participant deferral / active EE | $11,122 | $9,614+15.7% | $9,135+21.8% | $6,407+73.6% |
| Admin fee / account holder | $2,220 | $17,308-87.2% | $16,298-86.4% | $12,270-81.9% |