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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $7,759 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,620 | $155,795-72.6% | $136,298-68.7% | $69,631-38.8% |
| Participation rate | 59.5% | 75.2%-15.8pp | 81.9%-22.5pp | 70.7%-11.2pp |
| Annual return | 26.43% | 232464.33%-232437.9pp | 5156.27%-5129.8pp | 27571.02%-27544.6pp |
| Employer contribution / active EE | $2,603 | $2,991-13.0% | $4,696-44.6% | $2,032+28.1% |
| Participant deferral / active EE | $3,854 | $5,394-28.5% | $6,247-38.3% | $3,224+19.6% |
| Admin fee / account holder | $39 | $128-69.2% | $9,244-99.6% | $110-64.3% |