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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $5,877 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,277 | $75,183-42.4% | $123,894-65.1% | $55,167-21.6% |
| Participation rate | 47.2% | 72.8%-25.6pp | 81.4%-34.2pp | 69.0%-21.8pp |
| Annual return | 7.66% | 19.01%-11.3pp | 47.52%-39.9pp | 169.23%-161.6pp |
| Employer contribution / active EE | $897 | $2,823-68.2% | $4,617-80.6% | $1,963-54.3% |
| Participant deferral / active EE | $3,449 | $5,084-32.2% | $5,984-42.4% | $3,054+12.9% |
| Admin fee / account holder | $43 | $663-93.5% | $8,357-99.5% | $504-91.4% |