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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,414 | $183,592+3.2% | $155,574+21.8% | $145,877+29.8% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 9.49% | 61.37%-51.9pp | 64.87%-55.4pp | 551.28%-541.8pp |
| Employer contribution / active EE | $12,960 | $5,317+143.8% | $4,676+177.2% | $4,663+177.9% |
| Participant deferral / active EE | $8,341 | $6,466+29.0% | $5,629+48.2% | $6,691+24.7% |
| Admin fee / account holder | $1,980 | $19,316-89.7% | $15,914-87.6% | $13,402-85.2% |