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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,318 | $111,535+113.7% | $105,223+126.5% | $137,256+73.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.89% | 237.85%-221.0pp | 180.65%-163.8pp | 220.34%-203.5pp |
| Employer contribution / active EE | $3,827 | $3,939-2.9% | $3,689+3.8% | $4,156-7.9% |
| Participant deferral / active EE | $10,475 | $5,500+90.5% | $5,072+106.5% | $6,407+63.5% |
| Admin fee / account holder | $1,563 | $9,721-83.9% | $8,859-82.4% | $12,270-87.3% |