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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,318 | $129,737+83.7% | $119,126+100.1% | $154,746+54.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 16.89% | 379.08%-362.2pp | 282.11%-265.2pp | 172.34%-155.5pp |
| Employer contribution / active EE | $3,827 | $4,375-12.5% | $4,034-5.1% | $4,379-12.6% |
| Participant deferral / active EE | $10,475 | $5,842+79.3% | $5,318+97.0% | $6,730+55.6% |
| Admin fee / account holder | $1,563 | $11,961-86.9% | $10,693-85.4% | $14,365-89.1% |