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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,190 | $175,231+66.2% | $149,696+94.5% | $139,466+108.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.56% | 166.77%-150.2pp | 134.46%-117.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $16,902 | $5,478+208.5% | $4,821+250.6% | $4,754+255.5% |
| Participant deferral / active EE | $9,875 | $6,521+51.4% | $5,682+73.8% | $6,712+47.1% |
| Admin fee / account holder | $4,888 | $16,155-69.7% | $13,212-63.0% | $11,409-57.2% |