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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,774 | $217,432+44.8% | $185,849+69.4% | $167,536+87.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.88% | 148.42%-135.5pp | 122.10%-109.2pp | 478.82%-465.9pp |
| Employer contribution / active EE | $16,512 | $5,875+181.1% | $5,169+219.5% | $4,839+241.2% |
| Participant deferral / active EE | $8,950 | $6,357+40.8% | $5,569+60.7% | $6,342+41.1% |
| Admin fee / account holder | $5,481 | $19,818-72.3% | $16,244-66.3% | $12,315-55.5% |