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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,517 | $167,353+56.3% | $143,797+81.9% | $134,545+94.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -19.32% | 0.48%-19.8pp | -0.04%-19.3pp | 418.37%-437.7pp |
| Employer contribution / active EE | $15,457 | $5,620+175.0% | $4,952+212.1% | $4,742+226.0% |
| Participant deferral / active EE | $9,547 | $6,447+48.1% | $5,638+69.3% | $6,401+49.1% |
| Admin fee / account holder | $13,922 | $18,096-23.1% | $14,679-5.2% | $11,431+21.8% |