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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,466 | $77,905+35.4% | $149,682-29.5% | $75,173+40.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 7.70% | 31.72%-24.0pp | 134.35%-126.7pp | 160.65%-153.0pp |
| Employer contribution / active EE | $3,054 | $3,138-2.7% | $4,818-36.6% | $2,670+14.4% |
| Participant deferral / active EE | $1,959 | $3,411-42.6% | $5,681-65.5% | $4,126-52.5% |
| Admin fee / account holder | $11,889 | $5,957+99.6% | $13,210-10.0% | $5,651+110.4% |