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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,981 | $85,171+40.9% | $172,753-30.5% | $72,976+64.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 17.13% | 27.32%-10.2pp | 803.00%-785.9pp | 81.02%-63.9pp |
| Employer contribution / active EE | $3,598 | $3,324+8.2% | $5,144-30.1% | $2,440+47.4% |
| Participant deferral / active EE | $3,686 | $3,260+13.1% | $5,198-29.1% | $3,608+2.2% |
| Admin fee / account holder | $19,080 | $5,880+224.5% | $13,956+36.7% | $5,124+272.4% |