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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,774 | $183,516-63.6% | $155,534-57.1% | $145,884-54.2% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 5.22% | 61.43%-56.2pp | 64.92%-59.7pp | 551.85%-546.6pp |
| Employer contribution / active EE | $1,706 | $5,315-67.9% | $4,675-63.5% | $4,662-63.4% |
| Participant deferral / active EE | $4,111 | $6,467-36.4% | $5,630-27.0% | $6,690-38.5% |
| Admin fee / account holder | $692 | $19,293-96.4% | $15,900-95.7% | $13,392-94.8% |