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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,992 | $85,171+17.4% | $172,752-42.1% | $72,975+37.0% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 20.67% | 27.32%-6.7pp | 802.97%-782.3pp | 81.01%-60.3pp |
| Employer contribution / active EE | $2,918 | $3,324-12.2% | $5,144-43.3% | $2,440+19.6% |
| Participant deferral / active EE | $4,678 | $3,260+43.5% | $5,198-10.0% | $3,608+29.7% |
| Admin fee / account holder | $25,788 | $5,880+338.5% | $13,955+84.8% | $5,124+403.3% |