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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,335 | $84,236+20.3% | $170,435-40.5% | $70,126+44.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 16.59% | 23.06%-6.5pp | 205.94%-189.3pp | 73.15%-56.6pp |
| Employer contribution / active EE | $9,038 | $3,387+166.8% | $5,432+66.4% | $2,343+285.8% |
| Participant deferral / active EE | $4,502 | $3,086+45.9% | $4,939-8.9% | $3,332+35.1% |
| Admin fee / account holder | $1,478 | $5,698-74.1% | $13,881-89.3% | $4,645-68.2% |