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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 26-0058143 | Advisory (Plan) | $33,668 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $19,354 |
ADKF1 year Service code 10 · EIN 74-2606559 | Accounting | $12,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,859 | $27,800+39.8% | $58,507-33.6% | $71,529-45.7% |
| Participation rate | 83.6% | 34.6%+49.0pp | 50.9%+32.7pp | 67.9%+15.6pp |
| Annual return | 13.28% | 26.80%-13.5pp | 4252.32%-4239.0pp | 28.97%-15.7pp |
| Employer contribution / active EE | $2,213 | $632+250.4% | $1,053+110.1% | $2,590-14.6% |
| Participant deferral / active EE | $1,359 | $1,208+12.5% | $1,922-29.3% | $4,291-68.3% |
| Admin fee / account holder | $446 | $1,637-72.8% | $2,486-82.1% | $1,588-71.9% |