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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,611 | $87,225+164.4% | $158,226+45.7% | $94,015+145.3% |
| Participation rate | 67.9% | 67.9%0pp | 74.8%-6.9pp | 70.8%-2.9pp |
| Annual return | 13.49% | 16.34%-2.8pp | 501.41%-487.9pp | 17.84%-4.4pp |
| Employer contribution / active EE | $0 | $2,217-100.0% | $2,986-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $9,299 | $3,405+173.1% | $4,317+115.4% | $4,249+118.8% |
| Admin fee / account holder | $12,538 | $7,888+58.9% | $10,217+22.7% | $8,951+40.1% |