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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,611 | $73,107+215.4% | $114,563+101.3% | $87,485+163.6% |
| Participation rate | 67.9% | 65.8%+2.1pp | 72.9%-5.0pp | 68.9%-1.0pp |
| Annual return | 13.49% | 19.47%-6.0pp | 241.09%-227.6pp | 26.06%-12.6pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $9,299 | $3,144+195.8% | $4,142+124.5% | $4,274+117.6% |
| Admin fee / account holder | $12,538 | $5,770+117.3% | $7,623+64.5% | $7,775+61.3% |