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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,326 | $61,166-66.8% | $185,849-89.1% | $79,391-74.4% |
| Participation rate | 30.4% | 66.6%-36.2pp | 81.7%-51.3pp | 70.7%-40.3pp |
| Annual return | 11.93% | 19.45%-7.5pp | 122.10%-110.2pp | 116.88%-105.0pp |
| Employer contribution / active EE | $582 | $2,321-74.9% | $5,169-88.7% | $2,428-76.0% |
| Participant deferral / active EE | $934 | $2,789-66.5% | $5,569-83.2% | $4,046-76.9% |
| Admin fee / account holder | $289 | $710-59.3% | $16,244-98.2% | $627-53.9% |