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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,377 | $55,446-47.0% | $155,574-81.1% | $74,429-60.5% |
| Participation rate | 22.1% | 61.9%-39.8pp | 78.2%-56.1pp | 67.2%-45.1pp |
| Annual return | 12.07% | 269.20%-257.1pp | 64.87%-52.8pp | 1368.38%-1356.3pp |
| Employer contribution / active EE | $642 | $2,266-71.7% | $4,676-86.3% | $2,625-75.5% |
| Participant deferral / active EE | $1,093 | $2,836-61.4% | $5,629-80.6% | $4,348-74.9% |
| Admin fee / account holder | $3,366 | $1,743+93.1% | $15,914-78.8% | $1,944+73.1% |