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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,485 | $112,729+125.7% | $98,716+157.8% | $137,256+85.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 14.93% | 38.48%-23.6pp | 31.81%-16.9pp | 220.34%-205.4pp |
| Employer contribution / active EE | $5,713 | $2,725+109.6% | $2,279+150.7% | $4,156+37.5% |
| Participant deferral / active EE | $5,365 | $4,640+15.6% | $4,048+32.6% | $6,407-16.3% |
| Admin fee / account holder | $8,726 | $10,129-13.8% | $8,703+0.3% | $12,270-28.9% |