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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,485 | $115,225+120.9% | $100,712+152.7% | $138,895+83.2% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 14.93% | 40.35%-25.4pp | 33.27%-18.3pp | 145.39%-130.5pp |
| Employer contribution / active EE | $5,713 | $2,771+106.2% | $2,313+147.0% | $4,194+36.2% |
| Participant deferral / active EE | $5,365 | $4,699+14.2% | $4,085+31.3% | $6,396-16.1% |
| Admin fee / account holder | $8,726 | $10,844-19.5% | $9,256-5.7% | $12,562-30.5% |