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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,831 | $176,077-79.1% | $159,455-76.9% | $167,518-78.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.29% | 331.83%-315.5pp | 263.63%-247.3pp | 478.71%-462.4pp |
| Employer contribution / active EE | $14,514 | $5,298+174.0% | $4,830+200.5% | $4,838+200.0% |
| Participant deferral / active EE | $2,534 | $7,751-67.3% | $7,353-65.5% | $6,342-60.0% |
| Admin fee / account holder | $7,986 | $12,556-36.4% | $10,800-26.1% | $12,312-35.1% |