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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,793 | $165,399-80.2% | $149,745-78.1% | $158,982-79.4% |
| Participation rate | 72.7% | 84.6%-11.8pp | 82.5%-9.8pp | 82.0%-9.2pp |
| Annual return | 82.08% | 348.34%-266.3pp | 276.72%-194.6pp | 302.99%-220.9pp |
| Employer contribution / active EE | $7,211 | $5,105+41.3% | $4,646+55.2% | $4,763+51.4% |
| Participant deferral / active EE | $3,545 | $7,183-50.6% | $6,843-48.2% | $5,983-40.8% |
| Admin fee / account holder | $481 | $10,811-95.6% | $9,312-94.8% | $11,252-95.7% |