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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,592 | $80,748-54.7% | $102,383-64.3% | $74,429-50.8% |
| Participation rate | 67.3% | 65.7%+1.6pp | 74.5%-7.3pp | 67.2%0pp |
| Annual return | 12.48% | 27.57%-15.1pp | 24.94%-12.5pp | 1368.38%-1355.9pp |
| Employer contribution / active EE | $1,808 | $3,159-42.8% | $3,870-53.3% | $2,625-31.1% |
| Participant deferral / active EE | $2,855 | $3,861-26.1% | $5,060-43.6% | $4,348-34.3% |
| Admin fee / account holder | $5,194 | $2,371+119.1% | $8,391-38.1% | $1,944+167.1% |