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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,784 | $76,696-54.6% | $96,515-64.0% | $71,511-51.4% |
| Participation rate | 69.1% | 66.6%+2.5pp | 74.3%-5.3pp | 67.9%+1.2pp |
| Annual return | 19.13% | 48.32%-29.2pp | 35.73%-16.6pp | 28.86%-9.7pp |
| Employer contribution / active EE | $1,598 | $3,032-47.3% | $3,740-57.3% | $2,589-38.3% |
| Participant deferral / active EE | $2,707 | $3,770-28.2% | $4,880-44.5% | $4,291-36.9% |
| Admin fee / account holder | $2,412 | $2,030+18.8% | $6,735-64.2% | $1,588+51.9% |