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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,592 | $80,781-54.7% | $102,437-64.3% | $74,478-50.9% |
| Participation rate | 67.3% | 65.7%+1.6pp | 74.5%-7.3pp | 67.2%0pp |
| Annual return | 12.48% | 27.58%-15.1pp | 24.95%-12.5pp | 1370.56%-1358.1pp |
| Employer contribution / active EE | $1,808 | $3,160-42.8% | $3,871-53.3% | $2,626-31.1% |
| Participant deferral / active EE | $2,855 | $3,862-26.1% | $5,060-43.6% | $4,350-34.4% |
| Admin fee / account holder | $5,194 | $2,372+119.0% | $8,388-38.1% | $1,946+166.9% |