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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,340 | $57,352+52.3% | $83,831+4.2% | $64,173+36.1% |
| Participation rate | 59.6% | 68.6%-9.0pp | 76.1%-16.6pp | 69.6%-10.0pp |
| Annual return | -5.70% | 11.38%-17.1pp | 850.99%-856.7pp | 7.63%-13.3pp |
| Employer contribution / active EE | $669 | $2,546-73.7% | $3,631-81.6% | $2,381-71.9% |
| Participant deferral / active EE | $2,684 | $2,993-10.3% | $4,082-34.2% | $3,470-22.6% |
| Admin fee / account holder | $8,983 | $4,046+122.0% | $5,479+64.0% | $4,887+83.8% |