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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,493 | $63,346+38.1% | $92,240-5.1% | $70,126+24.8% |
| Participation rate | 58.8% | 68.7%-9.8pp | 76.5%-17.7pp | 69.5%-10.7pp |
| Annual return | 15.21% | 530.19%-515.0pp | 176.29%-161.1pp | 73.15%-57.9pp |
| Employer contribution / active EE | $646 | $2,471-73.8% | $3,680-82.4% | $2,343-72.4% |
| Participant deferral / active EE | $2,915 | $2,854+2.1% | $3,897-25.2% | $3,332-12.5% |
| Admin fee / account holder | $2,911 | $3,841-24.2% | $5,194-44.0% | $4,645-37.3% |