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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,159 | $65,367+68.5% | $92,915+18.6% | $72,976+51.0% |
| Participation rate | 64.3% | 68.3%-4.0pp | 76.0%-11.7pp | 69.5%-5.2pp |
| Annual return | 17.67% | 42.11%-24.4pp | 109.45%-91.8pp | 81.02%-63.3pp |
| Employer contribution / active EE | $693 | $2,594-73.3% | $3,653-81.0% | $2,440-71.6% |
| Participant deferral / active EE | $3,464 | $3,128+10.7% | $4,238-18.3% | $3,608-4.0% |
| Admin fee / account holder | $10,623 | $4,251+149.9% | $5,796+83.3% | $5,124+107.3% |