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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,752 | $175,259+18.0% | $149,723+38.1% | $139,487+48.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 37.88% | 166.82%-128.9pp | 134.50%-96.6pp | 373.84%-336.0pp |
| Employer contribution / active EE | $25,294 | $5,478+361.7% | $4,821+424.6% | $4,755+432.0% |
| Participant deferral / active EE | $14,133 | $6,522+116.7% | $5,682+148.7% | $6,713+110.5% |
| Admin fee / account holder | $751 | $16,158-95.3% | $13,215-94.3% | $11,407-93.4% |