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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,013 | $202,342-33.3% | $172,753-21.8% | $152,909-11.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.55% | 1029.88%-1006.3pp | 803.00%-779.5pp | 345.46%-321.9pp |
| Employer contribution / active EE | $20,486 | $5,857+249.8% | $5,144+298.3% | $4,764+330.0% |
| Participant deferral / active EE | $9,344 | $5,948+57.1% | $5,198+79.8% | $5,851+59.7% |
| Admin fee / account holder | $600 | $17,112-96.5% | $13,956-95.7% | $11,601-94.8% |