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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,897 | $209,422-11.7% | $178,503+3.6% | $158,982+16.3% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 17.65% | 188.81%-171.2pp | 151.12%-133.5pp | 302.99%-285.3pp |
| Employer contribution / active EE | $13,758 | $5,707+141.1% | $5,011+174.6% | $4,763+188.9% |
| Participant deferral / active EE | $10,099 | $5,955+69.6% | $5,202+94.1% | $5,983+68.8% |
| Admin fee / account holder | $1,798 | $17,079-89.5% | $13,987-87.1% | $11,252-84.0% |