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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,347 | $111,535-73.7% | $105,223-72.1% | $137,256-78.6% |
| Participation rate | 55.0% | 78.1%-23.1pp | 75.0%-20.0pp | 80.0%-25.0pp |
| Annual return | 14.39% | 237.85%-223.5pp | 180.65%-166.3pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,728 | $3,939-56.1% | $3,689-53.2% | $4,156-58.4% |
| Participant deferral / active EE | $2,620 | $5,500-52.4% | $5,072-48.3% | $6,407-59.1% |
| Admin fee / account holder | $928 | $9,721-90.5% | $8,859-89.5% | $12,270-92.4% |