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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,347 | $114,119-74.3% | $107,187-72.6% | $138,895-78.9% |
| Participation rate | 55.0% | 78.1%-23.1pp | 75.0%-20.0pp | 79.9%-24.9pp |
| Annual return | 14.39% | 273.21%-258.8pp | 204.55%-190.2pp | 145.39%-131.0pp |
| Employer contribution / active EE | $1,728 | $4,059-57.4% | $3,782-54.3% | $4,194-58.8% |
| Participant deferral / active EE | $2,620 | $5,538-52.7% | $5,096-48.6% | $6,396-59.0% |
| Admin fee / account holder | $928 | $10,024-90.7% | $9,162-89.9% | $12,562-92.6% |