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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,265 | $79,955-65.9% | $98,461-72.3% | $75,173-63.7% |
| Participation rate | 89.4% | 70.4%+19.0pp | 75.2%+14.2pp | 67.2%+22.2pp |
| Annual return | 23.69% | 19.75%+3.9pp | 21.17%+2.5pp | 160.72%-137.0pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,572 | $3,752+21.8% | $4,738-3.5% | $4,126+10.8% |
| Admin fee / account holder | $2,178 | $6,841-68.2% | $8,961-75.7% | $5,651-61.4% |