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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,837 | $73,009-71.5% | $90,760-77.0% | $68,486-69.6% |
| Participation rate | 91.7% | 70.8%+20.8pp | 75.7%+16.0pp | 67.9%+23.8pp |
| Annual return | -17.21% | -13.81%-3.4pp | -12.16%-5.1pp | -7.85%-9.4pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $2,922-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,540 | $3,626+25.2% | $4,565-0.5% | $4,028+12.7% |
| Admin fee / account holder | $1,238 | $5,896-79.0% | $8,444-85.3% | $5,404-77.1% |