Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,191 | $86,050-82.3% | $189,758-92.0% | $94,015-83.8% |
| Participation rate | 30.0% | 68.9%-38.9pp | 79.8%-49.8pp | 70.8%-40.8pp |
| Annual return | 10.80% | 17.77%-7.0pp | 52.62%-41.8pp | 17.84%-7.0pp |
| Employer contribution / active EE | $331 | $2,819-88.3% | $4,767-93.1% | $2,790-88.1% |
| Participant deferral / active EE | $1,089 | $3,349-67.5% | $5,856-81.4% | $4,249-74.4% |
| Admin fee / account holder | $1,385 | $6,627-79.1% | $20,388-93.2% | $8,951-84.5% |