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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,273 | $102,595+92.3% | $94,057+109.7% | $154,746+27.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 13.36% | 583.42%-570.1pp | 480.62%-467.3pp | 172.34%-159.0pp |
| Employer contribution / active EE | $6,438 | $3,147+104.5% | $2,933+119.5% | $4,379+47.0% |
| Participant deferral / active EE | $10,387 | $5,118+102.9% | $4,709+120.5% | $6,730+54.3% |
| Admin fee / account holder | $913 | $7,736-88.2% | $7,244-87.4% | $14,365-93.6% |