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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,484 | $103,038-23.8% | $90,324-13.1% | $152,909-48.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 14.98% | 95.25%-80.3pp | 78.15%-63.2pp | 345.46%-330.5pp |
| Employer contribution / active EE | $3,600 | $3,141+14.6% | $2,856+26.1% | $4,764-24.4% |
| Participant deferral / active EE | $6,749 | $4,282+57.6% | $3,885+73.7% | $5,851+15.3% |
| Admin fee / account holder | $860 | $6,177-86.1% | $5,356-83.9% | $11,601-92.6% |