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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,072 | $92,766+12.2% | $82,763+25.7% | $134,545-22.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -23.04% | 946.97%-970.0pp | 702.45%-725.5pp | 418.37%-441.4pp |
| Employer contribution / active EE | $4,600 | $3,273+40.5% | $3,008+52.9% | $4,742-3.0% |
| Participant deferral / active EE | $7,710 | $4,802+60.5% | $4,395+75.4% | $6,401+20.4% |
| Admin fee / account holder | $3,239 | $5,978-45.8% | $5,325-39.2% | $11,431-71.7% |