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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,196 | $102,635+233.4% | $86,209+296.9% | $139,456+145.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | -9.22% | 1923.53%-1932.8pp | 1169.05%-1178.3pp | 373.45%-382.7pp |
| Employer contribution / active EE | $14,022 | $3,034+362.1% | $2,381+488.8% | $4,753+195.0% |
| Participant deferral / active EE | $402 | $4,677-91.4% | $3,986-89.9% | $6,711-94.0% |
| Admin fee / account holder | $7,672 | $8,661-11.4% | $6,853+12.0% | $11,407-32.7% |