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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,797 | $95,915+258.4% | $79,580+332.0% | $134,532+155.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | 14.20% | -2.71%+16.9pp | 0.15%+14.0pp | 418.27%-404.1pp |
| Employer contribution / active EE | $13,021 | $3,129+316.2% | $2,413+439.5% | $4,741+174.7% |
| Participant deferral / active EE | $193 | $4,693-95.9% | $3,985-95.2% | $6,401-97.0% |
| Admin fee / account holder | $6,260 | $9,132-31.4% | $6,835-8.4% | $11,429-45.2% |